WHAT IS THE TIRE ROAD HAZARD PROGRAM?

The Tire Road Hazard Program provides You with a limited warranty for the repair or replacement of any Covered Tire which during the Coverage Period, becomes Unserviceable because of damage caused by impact with a Road Hazard. Cosmetic Damage is specifically excluded. This limited warranty applies only to losses that occur in the fifty (50) United States or Canada. In order for You to be eligible for Program Benefits, You must be the original purchaser of the Covered Tire, and the Covered Tire must have been on the Covered Vehicle at the time it was damaged. To qualify for Program Benefits, You must comply with all rules of the Program as described herein; additionally, certain rules may apply specifically to Your state, and You can find these at www.nsdmc.com/rhp. Program Benefits will be paid directly to the Participating Dealer by the Program Administrator for all valid claims. You are not entitled to receive any cash payment under this Program.

WHERE CAN I PURCHASE AN ORIGINAL TIRE?

You must purchase an Original Tire from a Participating Dealer in order to be eligible for Program Benefits. You can obtain a current list of the Participating Dealers by visiting www.nsdmc.com/rhp or calling 855-246-6009. Participating

Dealers may change from time to time, so please be sure to visit the website or call the number listed herein to obtain the most current information.

WHERE CAN I OBTAIN SERVICE FOR MY COVERED TIRE?

To receive Program Benefits, You must bring the Covered Vehicle and Covered Tire(s) to any Participating Dealer enrolled in the Road Hazard Program that sells the same type of Covered Tire. You can obtain a current list of the

Participating Dealers by visiting www.nsdmc.com/rhp or calling 855-246-6009. Participating Dealers may change from time to time, so please be sure to visit the website or call the number listed herein to obtain the most current information.

HOW LONG ARE MY TIRES COVERED UNDER THE PROGRAM?

You will be entitled to Program Benefits for the Coverage Period defined above.

WHAT IF I NEED ASSISTANCE WITH A TIRE CHANGE OR TOW?

In the event Your Covered Vehicle has a flat Covered Tire in the United States or Canada, Nation Motor Club, Inc. will send a service provider to change Your flat tire with Your good, inflated spare. In the absence of a good spare, Your Covered Vehicle will be towed to the nearest Participating Dealer up to a maximum of fifteen (15) miles. Please Note: if there is no Participating Dealer within fifteen (15) miles, or if You choose to have the Covered Vehicle towed

to a Participating Dealer that is more than fifteen (15) miles away, You must pay the excess mileage charges at the time service is rendered. To access this Tire Change and Towing benefit, dial toll-free 877-298-4446.

HOW DO I FILE A CLAIM TO RECEIVE BENEFITS UNDER THE PROGRAM?

1. To receive Program Benefits, You must bring the Covered Vehicle and Covered Tire(s) to any Participating Dealer. You must also bring Your original invoice for the purchase of the Original Tires. All documentation, including the damaged tire must be inspected by the Participating Dealer.

2. Upon completion of the replacement, You must sign the replacement invoice and allow the Participating Dealer to make a copy of both the Original Tire purchase invoice and the replacement invoice for submission to the Program Administrator. You must also complete and sign a claim form if requested to do so by the Program Administrator, and provide them with any other documentation that they may reasonably request including, but not limited to, digital photographs.

3. The Participating Dealer must obtain authorization from the Program Administrator prior to any tire replacement if the damage occurs during normal business hours.

4. If a Covered Tire needs to be replaced outside of the Program Administrator’s normal business hours [Monday through Friday from 9 a.m.– 8 p.m. Eastern time], the Participating Dealer must submit the claim electronically through

our claims portal. This portal is located at www.nsdmc.com/rhp. Alternatively, You may proceed with the tire replacement without the prior authorization from the Program Administrator, but You are then solely responsible for all amounts owed to the Participating Dealer should the Program Administrator subsequently deny the claim. In such cases, the claim must be reported to the Program Administrator the next business day, and the Participating Dealer must retain the damaged tire for our inspection.

NOTE: THERE IS NO GUARANTEE THAT THE CLAIM WILL BE ACCEPTED FOR ANY TIRE REPLACED AFTER HOURS WITHOUT OUR AUTHORIZATION. WHAT IF I ALREADY HAVE OTHER COVERAGE FOR MY TIRES?

Program Benefits are secondary to any Primary Coverage. When a Covered Tire is damaged by a Road Hazard and another company provides any benefits for tire repair or replacement, the Program Benefits will be reduced by the amount of the Primary Coverage benefit. If any other motor club contract and/or vehicle service contract exists but the terms of that contract(s) clearly states that it is secondary, the Program Administrator will pay 50% of the eligible reimbursement amount described in the Tire Replacement Benefit section of this Program.

CAN I TRANSFER MY BENEFITS TO ANOTHER PERSON OR ANOTHER VEHICLE?

No. You may not transfer the benefits of the Program to any other tire(s), vehicle(s) or to any subsequent owner of the Covered Vehicle or Covered Tire(s). Any transfer of the Covered Tire(s) or the Covered Vehicle will

automatically terminate the Coverage Period. WHAT IS NOT COVERED UNDER THIS PROGRAM? There is no coverage for any of the following: (a) Repairs or replacements made by anyone other than a Participating Dealer; (b) Any tires where any part of the tire tread that comes into contact with the road has a tread depth of 2/32″ or less; (c) Any loss, damage or expense caused by an accident, collision, impact with another vehicle or animal, theft, larceny, snow chains, explosion, lightning, earthquakes, fire, windstorms, hurricanes, water, floods, wet or dry rot, malicious mischief, vandalism, civil commotion, riots, nuclear discharge, war or warlike act, act of terrorism, or any cause of loss normally covered by primary physical damage insurance; (d) The repair or replacement of any tire due to manufacturer defect, or recall; (e) If for any reason the manufacturer replaces the tire at its expense or at a reduced cost, no Program Benefits will apply; (f) Any invoice presented for services not performed; (g) Any damage due to misuse, abuse, negligence, improper application, improper towing, improper balancing or alignment, improper inflation, run flat damage, brake lock up, wheel spinning, torque snags, or lack of proper maintenance; (h) Cosmetic Damage to any tire; (i) Any loss, damage or expense resulting from Off Road Use; (j) Any damage caused by any mechanical failure including but not limited to failed shocks, struts, alignment, or balancing, or contact with vehicle components including but not limited to fenders, exhaust system, or springs; (k) Repair or replacement of any tires that have been repaired in any

manner other than the tire manufacturer guidelines and industry approved methods; (l) Repair or replacement of any tires that have been re-treaded, re-capped, re-grooved, remolded, or tubed; (m) Repair or replacement of any tire(s) used or installed on any vehicle designed for, built for or used in any commercial application; (n) Repair or replacement of any tire(s) used or installed on motorcycles, all-terrain vehicles, motor homes, trailers, or on vehicles used for competitive driving or racing, police or emergency service, snow removal, commercial towing, construction, postal service, or any other commercial use; (o) Repair or replacement of any tire(s) used or installed on any vehicle used for farming, ranching, or agriculture, or any vehicle that is registered to or licensed to a farming or ranching business; (p) Repair or replacement of tires that are not: (i) clearly listed on the original purchase invoice; (ii) identified by the listed part/SKU numbers; and (iii) damaged while mounted on the Covered Vehicle; (q) Repair or replacement of tire pressure monitoring systems (TPMS) and/or devices and components associated with TPMS; (r) Consequential, incidental, and/or secondary damages; (s) Any costs that You may incur as a result of the need to replace a tire other than the Program Benefits; (t) Any expenses arising because the Covered Vehicle is not available for use; (u) Liability for damage to property, injury to or death of any person arising out of the operation, maintenance or use of the Covered Vehicle whether or not related to tire damage; (v) Storage or freight charges; and (w) Any damage that occurs outside of the United States or Canada.

GENERAL CONDITIONS

• The Tire Road Hazard Program is provided to You free of charge when You purchase Covered Tires from a Participating Dealer; therefore, it cannot be canceled and has no independent value.

• You are responsible for any expenses other than the Program Benefits.

• The Tire Road Hazard Program is non-renewable, and the period during which

coverage applies is limited to the Coverage Period.

• To obtain the Full Terms and Conditions as they pertain to Your state of

residence, go to www.nsdmc.com/rhp.

IS THERE ANYTHING ELSE I NEED TO KNOW ABOUT THIS PROGRAM?

1. FOR TIRE REPLACEMENTS DURING THE PROGRAM ADMINISTRATOR’S NORMAL BUSINESS HOURS, IF THE PARTICIPATING DEALER DOES NOT RECEIVE PRIOR AUTHORIZATION FROM THE PROGRAM ADMINISTRATOR

TO REPLACE THE COVERED TIRE(S), THEN YOUR CLAIM WILL BE DENIED.

2. We reserve the right to inspect any Covered Tire(s) prior to authorization, and prior to replacement or disposal;

3. There is no coverage for any loss in which You, or anyone acting on Your behalf, commit any fraudulent act, or falsely swear with regard to any fact or circumstance of any loss or claim;

4. We reserve the right to deny any claim: (i) submitted with false or misleading information, (ii) if the documentation does not clearly identify the original purchaser, the original selling Participating Dealer, the Covered Vehicle, and the

Covered Tire(s), or (iii) if You are unable to provide the original purchase invoice for any Covered Tire(s).

5. ANY PERSON WHO KNOWINGLY AND WITH THE INTENT TO INJURE, DEFRAUD, OR DECEIVE ANY WARRANTOR FILES A CLAIM OR AN APPLICATION CONTAINING ANY FALSE, INCOMPLETE, OR MISLEADING

INFORMATION, MAY BE GUILTY OF A CRIME AND SUBJECT TO CIVIL AND/OR CRIMINAL SANCTIONS.

6. No oral representations or statements may be relied upon by You. The terms and conditions contained herein represent the entire agreement between the parties hereto.